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What Lenders Use to Decide How Much to Lend You

Calculate Mortgage Payments

Total Amount

$400,000

Down Payment

$40,000

Interest Rate

3.00

%

Loan Term

20

Years

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Understanding the Mandatory Escape Clause on VA Loans
Is it Possible to get a VA Loan if you Have a Tax Lien?
Employment and Income: How do VA Lenders Verify It?

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February 28, 2019

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IMPORTANT LOAN DISCLOSURES:

When inquiring about loans on this site, this is not a loan application. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a loan application and provide loan product eligibility requirements for your individual situation.

Any loan product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product.

When applying for a loan credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for loan refinancing.

Minimum credit ratings may vary according to lender and loan product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee.

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